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The Government of Mexico City, through the Fund for Social Development (Fondeso), has launched two significant financial support programs aimed at boosting local entrepreneurship and small businesses. On November 5, 2026, Head of Government Clara Brugada announced the distribution of 5,000 credits and economic supports, totaling an investment of 140 million pesos.
Available Financial Programs
There are two primary ways to access these funds:
- Xitopehua: A loan program for existing businesses or productive projects.
- Ikal: A non-repayable seed capital grant for those starting a business from scratch.
1. Xitopehua: Business Loans
This program provides financing ranging from 10,000 to 100,000 pesos. While previously tiered, the government is moving toward 0% interest rates for these loans.
- Loan Amounts & Terms:
- Up to 30,000 pesos: 12-month repayment period.
- 30,001 to 70,000 pesos: 24-month repayment period.
- 70,001 to 100,000 pesos: 36-month repayment period.
Requirements: Applicants must provide a valid official ID, certified CURP (for Mexicans), proof of residence in CDMX, a business project plan, and a Tax Situation Certificate (Constancia de Situación Fiscal). A promissory note and a guarantor (aval) are required.
2. Ikal: Seed Capital
This is a non-repayable support of 25,000 pesos designed for new entrepreneurs.
- Key Requirement: You must be a resident of Mexico City and have never previously received Fondeso seed capital.
- Usage: Funds can be used for infrastructure, materials, or supplies. Recipients must prove the funds were used for the approved project and allow for supervision.
How to Apply
Interested parties must visit Fondeso offices to receive guidance and submit their files. Incomplete files will not be accepted.
Contact Information
- Address: Avenida Insurgentes Sur 1958, Colonia Florida, Álvaro Obregón, Mexico City.
- Phones: 55 9180 0780, 55 9180 0788, 55 9180 0790, 55 9180 0791.
- Hours: Mon-Thu 10:00-15:00, Fri 10:00-14:00.
- Email: [email protected]
